Information Archive
AKPK stands for Agensi Kaunseling and Pengurusan Kredit. AKPK is setup by Bank Negara to help the rising number of debtors who are in serious financial situation. Now you may want to consider AKPK as an option if you are in deep financial …
Interest rates ? Interest rate simple the amount percentage of money that lender or bank charges when lending money to lender. This rate is often calculated p.a. (per annum) basis while the repayment is often done on monthly basis. Flat rate …
As personal loan in Malaysia is a form of unsecured debt where no collateral and guarantor is needed, banks may have stringent criteria when assessing your loans applications. Here are some tips to help you get your loans approved easier. Requirements The typical …
Bank Negara Malaysia announced on 19th March 2014 that the BLR(Base Lending Rate) structure is to be replaced with a new BR (Base rate) system where banks in Malaysia can freely adjust their interest rates without intervention from Bank Negara. Financial instituitions such …
CCRIS (Central Credit Reference Information System)is actually a credit database system that is maintained by Bank Negara. Every able Malaysians, businesses and companies will have their credit information updated to CCRIS. All participating financial institutions will have access to this database to asses your …
