Information Archive
Many of you will be wondering if you should get a personal loan to solve your debts. Here are a few pointers of personal loan versus credit cards. At a first glance, many people think that personal loan interest is much lower than …
Bank Negara has raised OPR (Overnight Policy Rate) by 25 basis points from the previous 3.00% to 3.25%. This move has been very much anticipated as Malaysia GDP growth accelerated to 6.2% as the first quarter of 2014. The Malaysian OPR rate has …
Have you ever wonder what will happen to your loan when you die? Will it be die off or will your loved ones end up paying for it on your behalf? It may seem not very important to you now but the lack …
CTOS is an essential for any loan evaluation besides CCRIS. CTOS is a credit rating agency that is similar with CCRIS except that this database is maintained by a private company CTOS Data Systems Sdn Bhd instead of Bank Negara. CTOS gets your financial …
There has been news implicating the hike of interest rates in Malaysia. Economist predicts that OPR (Overnight Policy Rate) will hike of 25 points on July as Bank Negara will convey it’s MPC (Monetary Policy Meeting) while other predicts hike of 50 points …